On this Labor Day more people than ever are concerned about keeping their jobs. Just the other day one of our family friends lost his job. He's 56 and worked for the same company 36 years--proof that no one is secure.

There are several online tools to help you better manage your finances and prepare for the unknown.

I've written about some of these before, but thought this would be a good reminder. Mint.com not only helps you determine how much you're spending on everyday items, it can tell you where to find the best products from bank accounts to 401K savings plans.

Lending Tree has its own Money Right Tool. One of the best features on this site is how it can estimate how long you can go without a paycheck.

There's also Wesabe.com. This site lets you tag items as a "splurge", "groceries" or even a "want".

They're all pretty similar to the help Quicken has provided me and my husband over the years with its software that you can download to your computer. However Quicken is now also offering online help similar to these other sites. Quicken even has a free app for people with iPhones--that way you can manage your money as you spend.

Seeing is believing. Quicken really helped my husband and I see where we were spending our money and has definitely helped us save.

The one concern with some of these sites is that people are plugging in their account information to an online website. Most promise security but I, myself, haven't used them. So be sure whatever information you plug in is put into a secure site (one that has "https" or a lock at the top of the page). And be sure you read the privacy promise on these web sites.

If you've had success using any of these sites share your experience below and tell people what you like or dislike about these sites.

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